:root{--navy:#123b4a;--blue:#2e7890;--sky:#dff3f6;--sand:#f8f0df;--cream:#fffdf8;--coral:#e89b78;--text:#23404a;--muted:#61767d;--white:#fff;--shadow:0 18px 50px rgba(18,59,74,.12)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:linear-gradient(180deg,#edf9fa 0,#fffdf8 28%,#f8f0df 100%);line-height:1.7}
a{color:var(--blue)}
.container{width:min(920px,92%);margin:auto}
.topbar{background:var(--navy);color:white;text-align:center;padding:9px 15px;font-size:.88rem}
header{background:rgba(255,253,248,.95);border-bottom:1px solid rgba(18,59,74,.08);position:sticky;top:0;z-index:10;backdrop-filter:blur(10px)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:12px 0}
.brand-logo{width:165px;height:auto;display:block}
.home-link{display:inline-flex;padding:10px 15px;border-radius:999px;background:var(--navy);color:white;text-decoration:none;font-weight:800}
.hero{padding:70px 0 25px;text-align:center}
.eyebrow{text-transform:uppercase;letter-spacing:1.7px;font-weight:900;color:var(--blue);font-size:.72rem}
h1{font-family:Georgia,serif;color:var(--navy);font-size:clamp(2.2rem,6vw,4rem);line-height:1.05;margin:10px 0 14px}
.lead{color:var(--muted);max-width:730px;margin:0 auto}
.policy-card{background:rgba(255,255,255,.94);border:1px solid rgba(18,59,74,.09);border-radius:28px;padding:clamp(22px,5vw,42px);margin:28px auto 70px;box-shadow:var(--shadow)}
.policy-card h2{font-family:Georgia,serif;color:var(--navy);margin:34px 0 8px;font-size:1.45rem}
.policy-card h2:first-child{margin-top:0}
.policy-card h3{color:var(--navy);margin:22px 0 6px}
.policy-card p,.policy-card li{color:#415d66}
.policy-card ul{padding-left:21px}
.callout{padding:16px 18px;border-radius:16px;background:#edf8fa;border-left:4px solid var(--blue);margin:18px 0}
.footer{padding:30px 0 45px;text-align:center;color:var(--muted);font-size:.85rem}
.footer a{font-weight:800;margin:0 7px}
@media(max-width:600px){.brand-logo{width:135px}.nav{align-items:center}.policy-card{border-radius:22px}}